Tag Archives: Farm Loans

2018 Farm Grants – Get Started Early

The end of this year is fast approaching; 2018 Will be here soon. Now is the best time for new and existing farmers to ensure that they maximise funding opportunities by applying to any remaining 2017 programs, and getting started early on 2018 programs.

With the harvest season rapidly ending, there is no time better than right now to get any financing, expansion and restructuring plans underway.

Some off-season effort can lead to much better productivity in the growing season. When you are ready to apply for the last 2017 funding programs, and get the 2018 information you need to get a leg up, the Canadian Grants Business Center can help.

Find funding at:

http://www.canadiangrantsbusinesscenter.com/Funding-Finder.html

Or call us Toll-free at:

1-888-231-0075

Equipment for Farming Part 4: Equipment for Grain Harvesting

Harvesting grain crops is an intensive process that involves planning, skill and the use of advanced machinery.  In order to effectively farm many of the grains we find in Canada including Wheat, barley, and Canola, a Canadian Farmer will require several pieces of equipment:

Swather for Cutting and Drying

In Canada, where we have a short growing season, farmers often use a swather to harvest wheat. This piece of machinery is necessary when a grain does not have enough time to dry before harvesting. The swather cuts the stems of the plant and forms a  windrow, which is a uniform row of cut small grain crop left to dry before combining or further harvesting. Farmers who own combines that aren’t equipped to reap, or cut, the crop often use swathers.

A Combine is Essential to Grain Farming

The combine is the central part of the harvest. A combine “combines” the 3 harvest tasks: reaping, binding, and threshing. Combines have removable, crop-specific heads so that they can be used to harvest many types of crops. A combine can often hold a large amount of wheat, but when it fills up, it needs to be emptied before the machine can continue.

A Grain Truck to Transport the Harvest

Grain trucks transport the crop from the fields to the storage facility. A Grain truck is animportant piece of machinery that works alongside the combine allowing grain to be transferred quickly and efficiently. The truck can then transport grain from the field to storage units or shipping points. Grain trucks work best when equipped with large, specialized wheels to provide the traction required to move through the fields.

Grain Augers

When the grain arrives at the storage facility, a grain auger moves the grain into storage containers. An auger is a motorized, rotating, spiral shaft similar to a drill bit sometimes encased in metal tubing. It works like a pump for grain moving grain into or out of storage. Most augers are powered by a tractor or combine.

Grain Dryer for Straight Cut Crops

When a farmer skips swathing, or the crop still has a high moisture content a grain dryer can be used to dry the crop to an acceptable moisture level, which is usually below 12% for long-term storage. These stationary machines use energy to heat and blow air over and through the crop in order to speed drying and reduce spoilage.

Bins and Storage Units

Bins and silos are used to store grain. Metal or concrete bins or silos are covered structuresdesigned to aerate and continue to dry the grain. Proper Storage is a must, as improperly stored grains can quickly spoil. Grain elevators and bins are often designed to move the grain in order to facilitate even drying.

The Right Equipment is Key to a Farm’s Success

The right harvesting equipment can help raise efficiency and keep the property in top shape. Farming equipment costs can be substantial, and it’s important to take advantage of all sources of funding available to your farm. Whatever you decide: Buying new or used equipment will be a key to your on-farm success. Start or expand your farming business now: the Canadian Grants Business Center can help.

Contact us Toll-Free at 1-888-231-0075 or Contact us now to find out more!

$350 Million in new Funding for Canadian Dairy Industry.

The Canadian Government has just announced two programs worth $350 million for Canada’s dairy sector. The Funding is meant to help farmers and processors invest in new equipment and technologies in order to increase productivity and farm profits.

A closeup of a dairy cow eating hay in the barn - chewing his cud.

A $250 million program will help Canadian dairy farmers update their technology and equipment to boost productivity. Robotic milking equipment, automated feeding systems or new herd management software are examples of what would qualify.

A second $100 million fund for dairy processors would be available to help modernize their operations or diversify product lines for new markets. The idea is to encourage Canadian producers to take advantage of newly opened European markets.

The new assistance package was designed based on what the government heard from the dairy sector during consultations in recent months. The government plans to keep talking to farmers and processors over the next few weeks as it finalizes how the programs will work, including additional online consultations.

In order to maximize the chance fo success for local producers, it is important that they take advantage of this funding: There are a lot of farms that need updating in Canada.

When you are ready to start or expand your farming business, the Canadian Grants Business Center can help.

Contact us Toll-Free at 1-888-231-0075 or Contact us now to find out more!

Funding for Farm Upgrades: Grow Your Farm in 2017

 

Starting or expanding a farm can be a challenge, but is also very rewarding, both financially and in terms of personal satisfaction.

There are many farm grants programs set up to facilitate farm investment and encourage growth.

Farmers regularly apply and receive funding for a variety of business purposes including:

  • Barn construction and upgrades
  • Livestock purchase
  • Seed and fertilizer purchase
  • Tractor and combine purchase or lease
  • Land acquisition and clearing
  • Installation of Irrigation Systems
  • Installation of Tile Drainage
  • Fencing
  • Implementing Technology Upgrades


Farm upgrades can be a great way to drive on-farm productivity in 2017 and for tomorrow.

If you are ready to start or expand a farm, the Canadian Grants Business Center can help find funding. Find funding at:

http://www.canadiangrantsbusinesscenter.com/Funding-Finder.html

Or call us Toll-free at:

1-888-231-0075

Equipment for Farming Part 3: Dairy Milking Machines

When running a dairy farm, milk production is the main source of farm revenue, and so the dairy farmer will try to maximize the quality and quantity of milk produced by the herd.  Dairy farming has a unique set of equipment requirements as compared to other types of animal farms focused on raising livestock for consumption. The milking setup and equipment can have a major effect on the efficiency and quality of the milking process.

There are several levels of complexity when it comes to milking equipment. The least complicated is hand milking, which is not really viable for a commercial farm in today’s day and age. As we go from less complicated to more complicated milking equipment setups, we see a whole range of setups starting at the simplest labor intensive vacuum assisted setups all the way to completely automated robotic milking stations.

Fully automatic milking systems are somewhat popular in Europe but remain much less popular in Canada. The majority of dairy farms in the Canadian market continue to use more traditional, cost effective and easily maintained equipment.

A typical milking machine extracts milk from the cow’s udder by vacuum. They are designed to apply a constant vacuum to the end of the teat to extract the milk, transfer it to a container, and maintain blood circulation with a regular squeeze.

A milking machine installation consists of a system of pipes connecting the various vessels and other components through which air and milk flow. The system operates by vacuum, and therefore requires forces to be applied to function. Atmospheric pressure forces air, and intra-mammary milk pressure forces milk, into the system. The combination of these forces causes flow. To work continuously, air and milk must be removed from the system at appropriate rates. The air is removed with a vacuum pump and the milk is removed by a milk pump.

The right milking equipment can help raise efficiency and keep dairy cattle in top shape.

The cost to build a milking parlor (milking facility) with equipment can range anywhere from $30,000.00 on the low end upwards of $300,000.00 for large and complex installations. Milking equipment costs can be substantial, and it’s important to take advantage of all sources of funding available to your farm. Whatever you decide: Buying new or used equipment will be a key to your on-farm success. Start or expand your farming business now: the Canadian Grants Business Center can help.

Contact us Toll-Free at 1-888-231-0075 or Contact us now to find out more!

Equipment for Farming Part 2: Planting No-Till Grain

Choosing the right piece of equipment for any given farming job is not always easy. Soybean, small grains (like wheat), and corn growers can share many different pieces of equipment, and no matter what crop you are harvesting, a combine can be used. When it comes to planting no-till, two main pieces of equipment will help get the crops in the ground: a grain drill and a planter.

 

What is No-Till Farming:

Tilling is a traditional farming method that controls weeds, shapes the soil into rows for crop plants and creates furrows for irrigation.  Plowing flips over the top layer of soil incorporating nearly all residue into the soil. Tilling and plowing can lead to negative effects such as: soil compaction, loss of potential recuperation of last year’s crop waste left to break down, degradation of soil structure), erosion, and disruption of soil organisms. A no-till system minimizes soil disruption. A grain drill is used to seed wheat and soybeans. A planter is used to plant other crops like corn and sunflowers. Both pieces of equipment are used in no-till farming.

No-Till Farming Can Work For Many Farmers

There are pros and cons for any approach to farming. Each farmer needs to decide what is best for a property. The down-side of no-till, is the loss of physical weed control. No-till makes other forms of weed control necessary like chemicals, biotechnology or cover crops (a crop that is planted in between crops). In places where the wind is a problem, no-till will allow soil structure to be maintained and reduce erosion. Soil quality will also improve from leaving leftover crop residue to break down in the field. A no-till system allows producers to make fewer passes through a field, thereby reducing fuel use, labor, and requirements for tilling equipment, this translates into cost savings.

So what does a drill or planter have to do with no-till…?

Both the planter and drill contain mechanisms and are designed specifically for a no-till system. In both the drill and the planter, they must be able to cut through or move aside the leftover residue from last year’s crops as well as ensure proper depth so that the seed makes good contact with the soil.

No-Tilling Starts With Drilling

No-till farming starts with the no-till drill. A Traditional drill consisted of a seed hopper installed above a series of tubes that can be adjusted to specific distances from each other. Most seed drills now use compressed air to transport the seed from the hopper, through a tube and into a disc at an angle with a boot attached. This disc opens up the soil and creates a small furrow to accommodate the seeds. The discs distribute the seed into the ground and cut through any leftover residue from previously harvested crops. There is another piece on the back of the drill that drags behind and covers up the furrow made by the disc. A drill can allow farmers to plant seeds in rows, spaced correctly, at a specified depth, and at a specified rate. The seed drill allows farmers to plant seeds without back-tracking.

A Planter can Take No-Till to the Next Level

The drill makes it easier to control depth and spacing, but the planter makes it even easier. A planter is a precision tool ideal for crops like corn and sunflowers. When planting these crops,  row spacing, depth, and plant spacing are critical. The planter is less useful for small seed crops. Wheat and soy don’t see as much benefit from this tool compared to a drill.

The planter has three main parts. The “trash wheels” move aside any leftover residue in the field. The planter works almost like the drill but with a vacuum system. Seed is taken from the main hopper to small hoppers for each row. A vacuum sucks the seed from the small hoppers into a disc that has holes for individual seeds. As the disc rotates, seeds are dropped into the ground in precise increments. The depth is adjustable like with the drill, but the planter can also manage the distance from seed to seed in a row.

Like the drill, there are discs that open the soil and make a furrow to deposit the seed into, and a furrow closer that trails behind.

The Right Equipment is Key to a Farm’s Success

The right no-till planting equipment can help raise efficiency and keep the property in top shape. Farming equipment costs can be substantial, and it’s important to take advantage of all sources of funding available to your farm. Whatever you decide: Buying new or used equipment will be a key to your on-farm success. Start or expand your farming business now: the Canadian Grants Business Center can help.

Contact us Toll-Free at 1-888-231-0075 or Contact us now to find out more!

Farm Equipment: Winter 2017

Many people think that farming is a 3 season activity in Canada. This couldn’t be further from the truth.

The winter months can be among your most productive as a farmer. Whether you spend your time tending to livestock or networking with other farmers there is never a better time than now to plan for the coming season and accomplish the prep and planning tasks that successful farmers know are so important.

The winter is a perfect time to look forward to the coming season and ensure that farm equipment meets the project requirements and is in good working order.

It’s important to properly store of equipment. Rust is the enemy of metal equipment. If metal equipment is left outside, it will rust and deteriorate faster than if it is kept inside,  and out of the elements. If inside storage space is not available on your farm, use heavy-duty tarps to cover farm equipment when not in use.

In the winter inspect your equipment well. Worn parts need to be replaced and make any needed adjustments. Make sure your equipment is clean and dry, especially moving parts.  Remember if you use a pressure washer to keep water away from sealed bearings. After drying, lubricate moving parts and protect it from the elements. Treat any bare metal on all farm equipment with grease or use rust-preventive solvent spray. If you can keep moisture away from bearings and unpainted critical steel parts, this will help prevent rust.

A shop built for farm equipment will pay off in the long run. If you are building or expanding a shop, consider the size of all your equipment and the area inside to perform your maintenance tasks. Consider space for storage shelves and enough room around the equipment to perform maintenance and repair.

Some off-season effort can lead to much better productivity in the growing season.

If you are ready to consider acquiring new equipment or investing in a farm shop, the Canadian Grants Business Center can help. Find funding at:

http://www.canadiangrantsbusinesscenter.com/Funding-Finder.html

Or call us Toll-free at:

1-888-231-0075

 

Farm Grants for Organic Farming

Organic crops are produced without synthetic fertilizers, herbicides, insecticides or fungicides on land that has been free of these chemicals for at least 3 years. Animal products fed organic grains and forage, synthetic hormones, antibiotics, and drugs can be considered organic.

In order to be considered organic, a producer must be certified by the appropriate certification body in keeping with the Canada Organic Regime.

Land Transition Requirements:

In order to use land fro organic crops, the land must be tended for 36 months with no prohibited inputs (fertilizer, herbicide, etc) before organic status.

Under the Canadian system, new applicants who wish to market organic field crops must apply for certification 15 months prior to the expected marketing date. Existing clients wishing to add new land to their certification must ensure that the land is managed according to the Canadian regulations for at least 12 months prior to certification. The European Equivalency Agreement which came into effect July 2011 now recognizes as organic any product certified under the Canadian system.

Livestock Transition Requirements:

There is a one-year transition for livestock to become organic breeding stock. Breeding stock cannot be sold for organic slaughter. Offspring from organic breeding stock is eligible for organic slaughter. If conventional or transitional livestock are managed organically from the start of their third trimester of gestation, then the offspring is eligible for organic slaughter.

Dairy cattle have a one year transition before the milk produced is eligible for organic status. Poultry must be under organic management beginning no later than the second day of life.

Organic certification can be a great way to drive revenue growth on a new or existing farm.

If you are ready to consider becoming an organic certified producer, the Canadian Grants Business Center can help find funding. Find funding at:

http://www.canadiangrantsbusinesscenter.com/Funding-Finder.html

Or call us Toll-free at:

1-888-231-0075

Is Buying Farmland a Good Investment?

Buying farmland can be a great investment opportunity for Canadians. There are many factors that make this true here a few of the basic ones:

  • Farmland will always be worth something. Regardless of the fluctuations in the stock market or residential real estate, farmland will always retain some value because it is required for the most basic of human needs: food production.
  • The supply of farmland is always decreasing as pressure from increasing populations lead to urban sprawl. Things go up in value when supply goes down.
  • Farmland can be used to create real value for the owner either in the production of food or can generate income when rented to another farmer.

Increasing populations in North America create an increase in demand for food, but no new farmland is being made. In some areas of North America, land prices per acre doubled in less than 3 years. Canadian farmland is uniquely positioned to increase in value even more as climate change disrupts weather patterns and US producers are marginalized.

So it is clear that buying farmland can function both as a resource for your farm, but also an investment that will appreciate in value for years to come.

If you are ready to consider purchasing farmland to start or grow a farm, the Canadian Grants Business Center can help. Find funding at:

http://www.canadiangrantsbusinesscenter.com/Funding-Finder.html

Or call us Toll-free at:

1-888-231-0075

Women Farmers of Canada

over one-quarter (27.5%) of Canadian farmers are women
Over one-quarter of Canadian farmers are women.

Canada is the fifth largest agricultural exporter in the world and over one-quarter (27.5%) of Canadian farmers are women. Women are an important part of the workforce in Canada, and an increasingly important part of the Agricultural production of our country.

Across Canada farmers — a majority of whom are men — are getting older. The next generation of farmers is slowly taking over. We have seen a major increase in the number of women taking over family farms, and entering the field as new farmers.

Women can face unique challenges as a working farmer. Finding a balance between a farm career and family goals can be hard. The lack of female role models and rural child care can limit networking opportunities and career growth. Commodity boards and the agribusiness industry are staffed more often by men, and this can create an atmosphere of a “boys club”.

Having women in decision-making positions could have an impact beyond gender equity. Women want more information before making decisions and might take fewer risks in stressful situations. In a farm with partner operators and more collaborative decision-making, there’s  more opportunity for balancing year-to-year yields rather than extreme highs and lows based on the risks that male operators are taking. This can be a great thing for the viability and long-term sustainability of a farm.

An open minded approach and support for women in farming will be good for the Canadian Farming sector and the Country as a whole.

If you are a woman farmer or a woman looking to start or buy a farm, Canadian Grants Business Center can help. Find funding at:

http://www.canadiangrantsbusinesscenter.com/Funding-Finder.html

Or call us Toll-free at:

1-888-231-0075